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Simplified Plans that Cover You and Your Growing Family
Whole Life Insurance
What Exactly Is Final Expense Life Insurance?
Whole Life Insurance is sometimes called Final Expense because it typically is meant to cover all funeral expenses and any other additional expenses that you may have when you pass away.
A Whole Life Insurance policy will ensure that your loved ones are protected from the typical financial burden of funeral costs.
Who Qualifies For Whole Life Insurance Policy?
Anyone from newborns to an 89-year can qualify for life insurance but several factors will determine eligibility.
- The state you live in: Not every insurer is registered in every state
- Age: Some plans have age restrictions
- Health: Some plans have no health questions (Guaranteed Issue Policies) but the majority do have several basic health questions that will determine your eligibility.
The most common range for Final Expense Insurance is 50 to 85 but if you’re 30 or older you can still qualify for as much as $100,000 of whole life based on your answers to a few basic health questions. It’s always better to have a small policy than none at all.
Is There A Difference Between Whole Life Insurance, Funeral Insurance, Final Expense Insurance and Burial Insurance?
They all sound similar but is there any difference? In a word: No.
It’s all Whole Life Insurance that will never increase in cost or decrease in coverage amount. Once approved, your policy can last for the rest of your life with no changes whatsoever.
It’s that easy!
