Choices That Offer
Low and High Face Amounts
Simplified Plans that Cover You and Your Growing Family
Term Life Insurance
Term insurance is one of the simplest life insurance products available. It allows you to purchase larger amounts of coverage in a cost-effective way. Simply put, it’s pure coverage – you pay a premium; your beneficiary receives the benefit. Our carriers have made it simple to purchase affordable term life insurance coverage without undergoing medical exams or providing bodily fluids for lab tests, even if you’ve been turned down before. Just complete a short application with yes/no health questions to determine eligibility.Each of our simplified issue term products is designed to cover a range of individuals based on age, tobacco usage and health.
No routine medical exams, blood work or physician’s statements. - Short application with yes/no health questions to help us determine eligibility.
- Guaranteed level premiums for the length of the initial term period followed by premiums that increase annually.
- Guaranteed renewable coverage.
- Coverage that can’t be canceled so long as premiums are paid on time.
- Riders and benefits that can help tailor these products to your particular needs.
Term Life Insurance coverage periods range up to 30 years at a level premium and then increase yearly after that.
It’s that easy!
